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FinTech Pulse

Breaking the Banking Mold:  The Current State of Affairs.

 

The Banking Business Model, In Detail – Part I: Cross-Border Payments

Everything has already been invented. How many times have you heard this said? It’s true that since the start of the internet revolution, creating new business ideas seems to be less of a daunting prospect and a increasingly attainable option for all. As a result, it now seems especially difficult to create new added-value services.

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Topics: FinTech, Innovation, payments, fintech disruption, fintech innovation, banking

Author: Estefania Gual on Feb 23, 2018

What the iPhone X means for banking

On September 12th the new iPhone X was unveiled by Apple as ¨the future of banking¨. The most expensive Apple phone to date, with improved visuals and performance, it has kick-started the next generation of digital banking, and here at Strands we have discovered what we believe to be the 3 main ways it will shape our banking future.

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Topics: Innovation, online banking, digital banking, fintech innovation

Author: Gabriel Moreno on Oct 23, 2017

Why the Innovation Officer Will Drive Bank Success in 2017 and Beyond

The banking Chief Innovation Officer, has seen their role change in a very short space of time. It may even be argued that the modern demands of the innovation executive within banking are so different to what went before it, that it is a brand new role in all but name. This article looks at this evolution of innovation professionals in banking and why they hold the key to the future success of banks, what their future might look like, and the 6 key qualities they should have.

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Topics: FinTech, Innovation, cio, chief innovation officer

Author: Marc Torrens, Chief Innovation Officer on Feb 24, 2017

Why Banks Need Fintechs To Understand Their Customers

The banking and fintech community now widely view data as the new frontier of finance. The successful banks of tomorrow understand that the key to success lies in harnessing their massive amounts of customer data, and to successfully do this, they must collaborate with their agile counterparts, fintechs.

Steve Ellis, head of innovation at Wells Fargo identified fintech’s leading role in customer data analysis and that “there will be places where partnering with (fintechs) makes perfect sense.” Ruth Wandhofer, global head of regulatory and market strategy at Citibank, says that fintechs "should produce solutions around innovating bank data."

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Topics: FinTech, Innovation, fintech disruption, fintech innovation

Author: Timothy J.Woods on Oct 14, 2016

The State of the Banking Industry in 2016

There has never been a time of greater change in the banking industry. Customer demands are changing rapidly and banks are under huge pressure to adapt their services in line with these expectations.

In this special edition of FinTech Pulse, financial technology news leader bobsguide talks to Dr. Marc Torrens (CIO), Luis Rodriguez (VP Product Strategy) and Albert Morales (Product Manager) about the state of the banking industry today. 

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Topics: Disrupting Banking, FinTech, Digital Transformation, Innovation, Retail banking, FinTech Race, digital banking

Author: Nicole Harper, Content Manager on May 13, 2016

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