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FinTech Pulse

No-one’s Braver Than Brieva: The Successes of Strands’ CEO

Cuban-born Erik Brieva is no stranger to success. A mathematics graduate and computer sciences expert, his professional life thus far has been dedicated to entrepreneurial ventures, enterprise software and internet-based business, having co-founded and managed several companies in Spain, the United Kingdom and United States before propelling STRANDS to a world FinTech stage.

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Topics: Big Data, digital banking

Author: Aoife Crean - Content Manager on Nov 23, 2017

Sensitive Matters: Data & Legislation - Part 1

 

Proper management of personal information has been a topic of discussion since the 1970s, leading to comprehensive information safety laws in over 80 countries and to the creation of public institutions dedicated to safeguarding privacy rights. In recent years, however, the rise of alternative finance or “FinTech” companies has disrupted this tightly guarded space, raising an entirely new set of concerns due to their occupation of a regulatory “grey area”.

So what kind of regulatory environment is needed specifically for FinTech, and what could it look like? Understanding the current regulatory situation makes for clearer perspective, not only to encourage consumer trust in FinTech, but also when it comes to influencing the direction policymakers take and what can be expected from the rise of FinTech in the coming years.

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Topics: Big Data, PSD2, psd2 impact on banks, LEGISLATION

Author: Pablo Reyes, Software Engineer on Nov 14, 2017

The Future of Financial Services: 5 Mega Trends from Money20/20

Several of the STRANDS team recently traveled to Las Vegas to attend Money20/20 – the world’s largest payment and financial services event. We had a great time connecting with market leaders, smart people, and other innovative companies like ourselves, making an impact on the FinTech ecosystem.

Although it was physically impossible to attend all sessions, we managed to pick out five nuggets of information that we found particularly interesting in the game-changing world of money. Ready? Let’s get started.

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Topics: Financial services for women, women and banking

Author: Miriam Ballesteros on Nov 7, 2017

What the iPhone X means for banking

On September 12th the new iPhone X was unveiled by Apple as ¨the future of banking¨. The most expensive Apple phone to date, with improved visuals and performance, it has kick-started the next generation of digital banking, and here at Strands we have discovered what we believe to be the 3 main ways it will shape our banking future.

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Topics: Innovation, online banking, digital banking, fintech innovation

Author: Gabriel Moreno on Oct 23, 2017

Digital Banking and UX: Harvesting the Low Hanging Fruit of User Onboarding

You never get a second chance to make a good first impression.

In digital banking, onboarding is the most direct way to illustrate to users the type of customer experience that can be expected at your bank.

The reality is that soon the days of driving to the bank, waiting in a long line, speaking with assistants and signing long paper contracts will be a thing of a past. This is thanks to a combination of millennials taking control and demanding better mobile banking and new mobile-only banks creating a frictionless onboarding journey.

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Topics: Digital Transformation, user experience, UX, digital banking, design for finance, personalized finance, digital onboarding

Author: Vaida Pakulyte on Oct 18, 2017

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