FinTech Pulse

Sensitive Matters: Banks and Sensitive Data - Part 2

Legislation changes would not suffice if they weren't accompanied by technological advances. Thankfully, the technology race started years ago and it's in a more than solid enough state for the legislation to accommodate.

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Topics: API, Data Security, financial data, psd2 impact on banks, financial technology, LEGISLATION

Author: Pablo Reyes, Software Engineer on Mar 15, 2018

Open Banking & PSD2 Coming into Force: Here’s what’s ahead

With the official Open Banking kick-off date programmed for this weekend, it’s the topic of the moment.  What will change with it?  Is it safe to share customer data? How much information do banks need to give their customers?

Many banks have already missed the deadline, asking for extensions at the last minute, and what was originally set to be a full-steam-ahead approach to Open Banking looks now to be a more cautious, hesitant launch, on a considerably lower scale. So, come Saturday, what will change?


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Topics: online banking, digital banking, open banking, PSD2, psd2 impact on banks

Author: Aoife Crean - Content Manager on Jan 12, 2018

Sensitive Matters: Data & Legislation - Part 1


Proper management of personal information has been a topic of discussion since the 1970s, leading to comprehensive information safety laws in over 80 countries and to the creation of public institutions dedicated to safeguarding privacy rights. In recent years, however, the rise of alternative finance or “FinTech” companies has disrupted this tightly guarded space, raising an entirely new set of concerns due to their occupation of a regulatory “grey area”.

So what kind of regulatory environment is needed specifically for FinTech, and what could it look like? Understanding the current regulatory situation makes for clearer perspective, not only to encourage consumer trust in FinTech, but also when it comes to influencing the direction policymakers take and what can be expected from the rise of FinTech in the coming years.

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Topics: Big Data, PSD2, psd2 impact on banks, LEGISLATION

Author: Pablo Reyes, Software Engineer on Nov 14, 2017

What makes London the Fintech Capital of the World?

After completing my first 2 years at university, I jumped at the opportunity to work at one of Strand’s headquarters in Barcelona as part of their marketing team.

Since arriving, I have been made to feel extremely welcome by my colleagues, and in my first week alone, I felt like I had already learnt more than in 6 months of studying at university - and in particular about FinTech.

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Topics: online banking, digital banking, open banking, PSD2, psd2 impact on banks

Author: Gabriel Moreno on Sep 22, 2017

Open Banking: Open for Business or Closed to Progress?

The future of banking is indisputably Open Banking. Open in all senses of the word: transparency, ease of access to information and a place at the table for new market players.

Open for everyone, without exception.

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Topics: online banking, digital banking, open banking, PSD2, psd2 impact on banks

Author: Pau Velando, General Manager on Sep 12, 2017

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