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FinTech Pulse

PFM - the topic still on the tip of everyone’s tongue, but has the time come to stop talking and start doing?

Money is the big taboo, undiscussed in social circles. It is unheard of in polite culture to ask your friends what they earn, or how they manage their money, and yet it is something we all secretly wish we knew. Does our friend/colleague/neighbor have all the answers, whilst we make a hot mess of our accounts?

In fact, we often don’t even ask our banks for advice, so PFM, or Personal Finance Management seems to be the tool to put pay to all this ambiguity surrounding the issue of finances.

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Topics: Personal Financial Management (PFM), FinTech, PFM, invisible PFM

Author: Aoife Crean on Mar 16, 2017

Celebrating International Women’s Day: 6 Women That Inspire Us

What better way to celebrate International Women's Day than to reflect on the women who inspire us at Strands?

We asked our staff to share their favorite female role models with us. Here are a few of the leading ladies in FinTech who inspire us to believe that within each one of us lies the potential to think big, create, provide solutions and give back to a worthy cause.

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Topics: FinTech, FemTech, fintech leaders, women in tech, fintech women

Author: Vaida Pakulyte on Mar 8, 2017

Brazil, a Hard Nut to Crack for Digital Banks?

Brazil, the Latin American superpower and force to be reckoned with. The Portuguese-speaking titan in the midst of a sea of Spanish speakers, and that’s just the tip of the iceberg.

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Topics: FinTech, digital banking, banking and technology, latin america, brazil digital banking

Author: Leandro Gimeno, Business Development Manager on Mar 6, 2017

Why the Innovation Officer Will Drive Bank Success in 2017 and Beyond

The banking Chief Innovation Officer, has seen their role change in a very short space of time. It may even be argued that the modern demands of the innovation executive within banking are so different to what went before it, that it is a brand new role in all but name. This article looks at this evolution of innovation professionals in banking and why they hold the key to the future success of banks, what their future might look like, and the 6 key qualities they should have.

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Topics: FinTech, Innovation, cio, chief innovation officer

Author: Marc Torrens, Chief Innovation Officer on Feb 24, 2017

Invisible PFM Will Transform Banking As You Know It

Personal Financial Management (PFM) has evolved greatly since its birth in the early eighties. Originally developed to bring money management into what was then a widespread technological shift to the nascent personal computer age, PFM has since become a sophisticated means of managing your money.

But in its current “visible” guise, PFM is not nearly as innovative as it can be, and it is the “invisible” idea of PFM that is set to overhaul banking as we know it.

In this article, we look at why the unseen PFM is inevitable and why it will be the driving force in transforming banking. Additionally, we look at how banks will evolve to intuitively anticipate their customers’ financial needs as well as scrutinize the major threat that all banks face if they fail to adapt.

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Topics: Personal Financial Management (PFM), FinTech, personalized banking, PFM, invisible PFM, personalized finance

Author: Victoria Yasinetskaya, Marketing Director on Feb 17, 2017

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