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FinTech Pulse

PSD2 and API Banking: Are banks ready for the challenge?

With the revised Payment Service Directive (PSD2) on the horizon, banking institutions are increasingly eager to take action - though most have yet to make a move - to get a head start on this new regulation and weather the storm of industry disruption that will no doubt ensue.

To consider PSD2 a threat to banks would be the short-sighted view, as the reality is that the opportunities are numerous.  However, with approximately a year to 18 months until this legislation is implemented, many financial establishments may be misled into thinking time is on their side. With the inherent strategic and operational challenges this mandate will bring, they would be ill-advised to delay.  

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Topics: FinTech, digital banking, PSD2, psd2 impact on banks

Author: Vaida Pakulyte on Apr 10, 2017

Digital banking? The jury’s still out in Japan

The Japanese culture is a combination of traditional and modern like few others. When you think of Japan, it would be normal to associate their culture with digital technology, mobile phones and virtual reality, but when it comes to banking, the old system remains firmly rooted to its analogue ways.

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Topics: FinTech, digital banking, banking and technology, japan digital banking, fintech in japan, japan

Author: Pablo Lacruz on Mar 29, 2017

PFM - the topic still on the tip of everyone’s tongue, but has the time come to stop talking and start doing?

Money is the big taboo, undiscussed in social circles. It is unheard of in polite culture to ask your friends what they earn, or how they manage their money, and yet it is something we all secretly wish we knew. Does our friend/colleague/neighbor have all the answers, whilst we make a hot mess of our accounts?

In fact, we often don’t even ask our banks for advice, so PFM, or Personal Finance Management seems to be the tool to put pay to all this ambiguity surrounding the issue of finances.

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Topics: Personal Financial Management (PFM), FinTech, PFM, invisible PFM

Author: Aoife Crean - Content Manager on Mar 16, 2017

Celebrating International Women’s Day: 6 Women That Inspire Us

What better way to celebrate International Women's Day than to reflect on the women who inspire us at Strands?

We asked our staff to share their favorite female role models with us. Here are a few of the leading ladies in FinTech who inspire us to believe that within each one of us lies the potential to think big, create, provide solutions and give back to a worthy cause.

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Topics: FinTech, FemTech, fintech leaders, women in tech, fintech women

Author: Vaida Pakulyte on Mar 8, 2017

Brazil, a Hard Nut to Crack for Digital Banks?

Brazil, the Latin American superpower and force to be reckoned with. The Portuguese-speaking titan in the midst of a sea of Spanish speakers, and that’s just the tip of the iceberg.

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Topics: FinTech, digital banking, banking and technology, latin america, brazil digital banking

Author: Leandro Gimeno, Business Development Manager on Mar 6, 2017

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