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FinTech Pulse

The State of the Banking Industry in 2016

There has never been a time of greater change in the banking industry. Customer demands are changing rapidly and banks are under huge pressure to adapt their services in line with these expectations.

In this special edition of FinTech Pulse, financial technology news leader bobsguide talks to Dr. Marc Torrens (CIO), Luis Rodriguez (VP Product Strategy) and Albert Morales (Product Manager) about the state of the banking industry today. 

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Topics: Disrupting Banking, FinTech, Digital Transformation, Innovation, Retail banking, FinTech Race, digital banking

Author: Nicole Harper, Content Manager on May 13, 2016

What if banking was as personalized as streaming music?

Banks have the chance to revolutionize finance just as Spotify has with music - but how can they use their Big Data advantage?

Are you in love with “Discover Weekly” too? Fellow Spotify users know what I’m talking about: the newest feature is a two-hour playlist, updated automatically every Monday, and based on both my personal taste as well as the listening habits of other users with similar preferences. Spotify claims that Discover Weekly will automatically adapt as my musical tastes evolve, and the more I use their service, the more relevant my algorithm-based curation will become.

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Topics: Disrupting Banking, Digital Transformation, Big Data, Retail banking, personalized banking

Author: Victoria Yasinetskaya, Marketing Director on Sep 8, 2015

Banking on Innovation Through Data

The last few decades have seen the financial industry slowly incorporating Internet-based technologies to open up new distribution and operational channels. Digital banking allows customers to access almost all financial services from anywhere, at any time.

Banks, however, are still offering essentially the same products and services as they did in the past. Compared to other industries such as entertainment, travel and retail, banks are not yet using these channels to actually change their business model or propose new and more relevant products or services. A few bells and whistles aside, the banking industry has yet to be truly disrupted.

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Topics: Disrupting Banking, FinTech, Digital Transformation, API, Big Data

Author: Marc Torrens, Chief Innovation Officer on May 11, 2015

The Digital Banking Transformation: A How-To Guide (Part 3/3)

Part III of our How-To series. Read Part I and Part II.

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Topics: Disrupting Banking, FinTech, Digital Transformation

Author: Artak Vardanyan, Product Marketing Manager on Apr 27, 2015

The Digital Banking Transformation: A How-To Guide (2/3)

Part II of our How-To series. Read Part I here

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Topics: Disrupting Banking, FinTech, Digital Transformation

Author: Artak Vardanyan, Product Marketing Manager on Apr 13, 2015

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