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FinTech Pulse

It’s Not About Millennials

As of 2015, the generation known as ‘millennials’ – those born between 1981 and 2005 - is the largest generation in history, surpassing the so-called Baby Boomers, one of the most important generations of our time, according to Pew Research Center. In America, there are currently more than 80 million millennials, the oldest of which will turn 36 this year, and they are expected to generate 46% of all U.S income by 2025

 

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Topics: digital banking, banking and millennials, traditional banking, millennial segment

Author: Estefania Gual on Apr 18, 2017

PSD2 and API Banking: Are banks ready for the challenge?

With the revised Payment Service Directive (PSD2) on the horizon, banking institutions are increasingly eager to take action - though most have yet to make a move - to get a head start on this new regulation and weather the storm of industry disruption that will no doubt ensue.

To consider PSD2 a threat to banks would be the short-sighted view, as the reality is that the opportunities are numerous.  However, with approximately a year to 18 months until this legislation is implemented, many financial establishments may be misled into thinking time is on their side. With the inherent strategic and operational challenges this mandate will bring, they would be ill-advised to delay.  

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Topics: FinTech, digital banking, PSD2, psd2 impact on banks

Author: Vaida Pakulyte on Apr 10, 2017

Digital banking? The jury’s still out in Japan

The Japanese culture is a combination of traditional and modern like few others. When you think of Japan, it would be normal to associate their culture with digital technology, mobile phones and virtual reality, but when it comes to banking, the old system remains firmly rooted to its analogue ways.

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Topics: FinTech, digital banking, banking and technology, japan digital banking, fintech in japan, japan

Author: Pablo Lacruz on Mar 29, 2017

Interview: Envestnet | Yodlee VP Jason O'Shaughnessy on the Role of Account Aggregation

In this Q&A, we interview Vice President of International Markets at Envestnet | Yodlee, Jason O’Shaughnessy, who shares with us his thoughts on the current state of account aggregation, the challenges in developing the best financial services applications and why aggregation opens the door to a more user-centric banking experience, based on understanding what customers really want.

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Topics: Personal Financial Management (PFM), PFM, account aggregation, digital banking, aggregation

Author: Vaida Pakulyte on Mar 9, 2017

Brazil, a Hard Nut to Crack for Digital Banks?

Brazil, the Latin American superpower and force to be reckoned with. The Portuguese-speaking titan in the midst of a sea of Spanish speakers, and that’s just the tip of the iceberg.

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Topics: FinTech, digital banking, banking and technology, latin america, brazil digital banking

Author: Leandro Gimeno, Business Development Manager on Mar 6, 2017

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