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FinTech Pulse

Un grano en el… Bot? La Inteligencia Artificial en la Banca

UBIQUIBOTS: IA PARA BANCOS (English Version)

Los bots (y los artículos sobre bots, ¡oops!) están en todas partes.

De hecho, muy pocos conceptos se han popularizado tan rápido, especialmente teniendo en cuenta que la idea de una interfaz de usuario conversacional ha estado con nosotros durante mucho tiempo en varios formatos y bajo diferentes denominaciones. Parece una jungla, pero todos los robots básicamente están haciendo lo mismo: agregar capacidades de conversación a preguntas frecuentes y búsquedas.

Puede leer una buena evolución de esta tendencia aquí y aquí. Personalmente, tuve el placer de trabajar para dos compañías que desarrollaron su propia asistente virtual (básicamente un chatbot con una cara bonita). Puede que recuerdes a Anna, la robo-asistente de IKEA, que es una de las bases de datos de chatbot mejor integradas, aunque ahora se ha desvanecido un poco sin que haya transformado significativamente nuestras vidas.

Entonces, ¿podría ser diferente ahora que los mundos de los bots y la banca se están uniendo?

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Topics: Digital Transformation, Artificial Intelligence, bots in banking, AI, conversational banking, chatbots

Author: Luis Rodriguez, VP Product Strategy on May 18, 2018

A Look Inside Design at Strands

At Strands we value design when creating our innovative solutions. Anna Oriola, Juanma González and Guillem Espias know that intuitive, user-centric design is crucial in everything that we do. And it has paid off.

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Topics: FinTech, Strands Worldwide, Design Team

Author: Miriam Ballesteros on Apr 26, 2018

Open Banking, Bringing out the Best in SME

It’s About More Than Just a Business Bank Account
In the world of banking for an SME or freelance until now, the best you could hope for was to open a business bank account, get an SME loan and cross your fingers.  Financial literacy was a long shot and the financial, and overall success of your company was little more than a case of the luck of the draw.

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Topics: Financial Management for Small Business (BFM), BFM, business finance, SME banking, small business

Author: Aoife Crean - Content Manager on Apr 18, 2018

Data Driven Disruption in Banking: Interview with Onur Simsek

It is all about data these days. It’s relevant for everyone, not just the financial sector. What is your opinion about the position of banks in current data sharing landscape?

Absolutely. In the coming years, banking will be fundamentally different from the way we have always known it. The new currency of the digital economy will be data.

As a result of UK Open Banking and PSD2, consumers will gain a new level of control over how their data is used, and by whom. This, in essence means that banks will no longer have full ownership of financial data, as they always have, something that may look like it could pose a serious threat to current banking business models, but far from it; it also creates many opportunities for banks to leverage the data they have.

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Topics: Big Data, Data Privacy, Data Security, data analytics, digital banking, data industry trends, alternative data, financial data

Author: Aoife Crean - Content Manager on Apr 11, 2018

Open Banking Worldwide: A World of Opportunity

A few months into new Open Banking legislation in Europe and the UK, we ask what the rest of the world are planning to do in that regard. Will they follow suit?

A slow start by all accounts across Europe, with only a small handful of banks going 'all-in' from the onset.

With increased data security measures - GDPR - coming into force imminently, and fewer risks on face value for banks, we are likely to see things pick up speed before too long. 

Have a look at what's happening around the globe!

 

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Topics: online banking, digital banking, open banking, PSD2, psd2 impact on banks

Author: Aoife Crean - Content Manager on Mar 28, 2018

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