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FinTech Pulse

Pablo Reyes, Software Engineer

Super-motivated developer who doesn't have the time to learn all the things he wants. Experience ranges from C to Javascript to C++, C#, Java, Python & PHP.

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Recent Posts

Sensitive Matters: Data & Legislation - Part 1

 

Proper management of personal information has been a topic of discussion since the 1970s, leading to comprehensive information safety laws in over 80 countries and to the creation of public institutions dedicated to safeguarding privacy rights. In recent years, however, the rise of alternative finance or “FinTech” companies has disrupted this tightly guarded space, raising an entirely new set of concerns due to their occupation of a regulatory “grey area”.

So what kind of regulatory environment is needed specifically for FinTech, and what could it look like? Understanding the current regulatory situation makes for clearer perspective, not only to encourage consumer trust in FinTech, but also when it comes to influencing the direction policymakers take and what can be expected from the rise of FinTech in the coming years.

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Topics: Big Data, PSD2, psd2 impact on banks, LEGISLATION

Author: Pablo Reyes, Software Engineer on Nov 14, 2017

Banks and Sensitive Data

When I started working in FinTech, the first question I had was: "Do banks seriously give us all that data to analyze?" To be honest, I was mainly concerned about my own privacy instead of dreaming about the benefits I could get by giving some of my information to third parties.

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Topics: FinTech, API, Big Data, Data Privacy, Data Security, Innovation, Financial Regulation

Author: Pablo Reyes, Software Engineer on Jun 8, 2015

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