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FinTech Pulse

Oscar Sala

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Aggregate Or Die? The Reality Facing Banks

“Should we display the information of current clients on other banks on our online services?

If we know our customers better using data we can gather regarding their positions in other banks, we will surely be able to offer more competitive financial services. But, if we aggregate other banks’ clients’ information, we would have to allow third parties  to aggregate our own clients. Would this mean a loss of custom and put our current business model at risk?

What should our strategy be? Should we be “First Movers” or followers? And what will the PSD2 regulation force us to do?”

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Topics: FinTech, account aggregation, open banking, PSD2, aggregation

Author: Oscar Sala on Nov 10, 2016

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