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FinTech Pulse

Estefania Gual

Estefania Gual is a business analyst at Strands. She determines required IT business solutions and assists in implementing them. Working for companies such as Strands, Avaloq Evolution and GFT IT Consulting, she has participated in core banking implementations for HSBC Private Bank and İşbank.

 

Recent Posts

It’s Not About Millennials

As of 2015, the generation known as ‘millennials’ – those born between 1981 and 2005 - is the largest generation in history, surpassing the so-called Baby Boomers, one of the most important generations of our time, according to Pew Research Center. In America, there are currently more than 80 million millennials, the oldest of which will turn 36 this year, and they are expected to generate 46% of all U.S income by 2025

 

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Topics: digital banking, banking and millennials, traditional banking, millennial segment

Author: Estefania Gual on Apr 18, 2017

When will banking data drive customer success?

The exponential growth of technology is the paradigm that was described by Moore’s Law years ago and is characteristic of the present evolutionary process in technology. How fast this technology becomes reality is difficult to quantify, but a first discussion point may be the business context in which innovation will become preeminent. The banking industry is ripe for disruptive innovation, but it is a fact that there is a gap between the latest financial technology developments and the reality that banking customers are faced with.

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Topics: FinTech, account aggregation, open banking, PSD2, aggregation

Author: Estefania Gual on Nov 15, 2016

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