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FinTech Pulse

Your Bank Must Answer These 5 Questions To Rule The SME Banking World

SMEs are no longer an afterthought for banks. They now represent a lucrative money-spinner, and we’re not talking about loans. We’re talking about digital tools that SMEs not only want, but are crying out and willing to pay for.

Banks are in an enviable position, as they have an unrivalled platform to offer SMEs what they want and to tap into a new revenue stream. But first, they must ask themselves these five vital questions.

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Topics: Financial Management for Small Business (BFM), BFM, business finance

Author: Victoria Yasinetskaya, Marketing Director on Nov 23, 2016

Help yourself! Which digital banking topping is for you?

Banks work hard to improve UX and innovate.

The majority of innovation initiatives focus on digital wallets, hiring UX consultancy services, adopting omni-channel technology, or improving mobile banking. On the other hand, perception vastly differs when you ask retail customers how they would rate banks in terms of innovation.

On this digital journey, banks want to streamline digital operations into mobile banking and save customers from having to visit branches. Likewise, customers don’t want to go to branches in person either, but rather, expect to manage their needs and requirements online themselves. 

 

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Topics: Personal Financial Management (PFM), FinTech, PFM

Author: Leandro Gimeno, Business Development Manager on Nov 18, 2016

When will banking data drive customer success?

The exponential growth of technology is the paradigm that was described by Moore’s Law years ago and is characteristic of the present evolutionary process in technology. How fast this technology becomes reality is difficult to quantify, but a first discussion point may be the business context in which innovation will become preeminent. The banking industry is ripe for disruptive innovation, but it is a fact that there is a gap between the latest financial technology developments and the reality that banking customers are faced with.

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Topics: FinTech, account aggregation, open banking, PSD2, aggregation

Author: Estefania Gual on Nov 15, 2016

Aggregate Or Die? The Reality Facing Banks

“Should we display the information of current clients on other banks on our online services?

If we know our customers better using data we can gather regarding their positions in other banks, we will surely be able to offer more competitive financial services. But, if we aggregate other banks’ clients’ information, we would have to allow third parties  to aggregate our own clients. Would this mean a loss of custom and put our current business model at risk?

What should our strategy be? Should we be “First Movers” or followers? And what will the PSD2 regulation force us to do?”

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Topics: FinTech, account aggregation, open banking, PSD2, aggregation

Author: Oscar Sala on Nov 10, 2016

The best of Fintech Pulse: Thought Leadership Highlights 2016

We are excited to announce our first annual Fintech Pulse Magazine edition of 2016. The aim of FinTech Pulse has always been to keep a finger on the digital transformation of banking as we know it, driven by FinTech innovation. It is an open space for financial technology experts inside and outside of Strands to chronicle and opine on their observation of and participation in the industry’s metamorphosis.

Since its inception, FinTech Pulse has nurtured a healthy reputation for strong thought leadership, fresh and original content, and expert insights in the world of fintech and financial services. With this special compilation that we are calling the FinTech Pulse Magazine, it is our honor and pleasure to share with you the most successful posts in terms of readership, originality and editorial richness. From taking a hard look at AI in banking to philosophizing on PFM as meaning, FinTech Pulse truly has some-thing for every kind of financial tech enthusiast.

After crunching the numbers - here are the final posts that were the most popular this year:

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Topics: FinTech, digital banking, fintech news, fintech resources, fintech pulse

Author: Erik Brieva, CEO on Nov 2, 2016

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